You don't want to be a BB&T customer

Over the last 4 or so years, I've had a pretty non-eventful relationship with BB&T as they serviced my car loan.

But I'm at the end of the loan now, and while my account has been on autodraft for the ENTIRETY of the loan, I received a post card the other day telling me that the last payment couldn't be made via autodraft and that I'd have to "pay the amt due to avoid extra charges."

The following is my attempt to pay:

1. Looked on the postcard for an address to which I could send payment. Nothing here.
2. Looked on the postcard for a phone number to call to ask about payment. Nothing here.
3. Called the 800# on the BB&T website. No option to talk with a CS rep.
4. Called the 800# on the BB&T website and tried to use the account info area to break through - but I don't have a PIN (haven't needed one for the entirety of the loan). So I can't see what other options might be available to me. No dice.
   
5. Called the Loan-specific 888# on the BB&T website. Nope, still need the PIN.
6. Looked online to see if I could pay the last payment that way. Nope.
7. Called the 800# again to see if there was a "request a PIN" option. Requested a PIN - it'll be sent via US mail in 7-10 days. So effectively, nope.

So tomorrow I'm going to have to GO TO A BRANCH to pay off this loan... and believe me, I'm going to pay it off in full.

I expect that this is a tactic to:

• get additional interest fees from unsuspecting customers
• force customers to come into a branch to get an upsell

What's it's done is SO turn me off of BB&T that I vow to never use them for anything else ever again ... and encourage you to transfer anything you have with them to another more attentive, customer-focused bank.

Oh, and if any of my readers happen to be BB&T employees - feel free to pass this note along to anyone SVP or higher in charge of customer service. This was EXACTLY the type of experience that causes people to hate banks!

TSA and Travel

I travel a lot.

This freaks me out - and it's what *I* think about when I'm sitting on the runway, hoping I successfully make it to my destination and back.

More on Apple and customer service

About 2 years ago, I wrote a story about getting my PowerBook G4 fixed as a result of a hinge problem. At the time, I was indignant that Apple had a known defect in their product and wouldn't repair it for me. I spent some time in the AppleStore in Durham, NC (this was before the one in Raleigh opened) trying to see if they would assist under warranty... and they didn't. So my post was a result of my frustration at trying to get help for something I thought Apple should've taken care of, yet didn't.

However, I didn't lose my cool at the AppleStore, on the phone with Apple or anywhere else. If anything, I was mostly upset with myself and sad that I was going to have to pay a few hundred dollars for something I knew I was going to replace relatively soon.

Today I saw a post on Gizmodo about another guy who "Lost his S#?!" at the AppleStore in DC. It linked to a comic he wrote about the experience. (The comic is safe, but the comments afterwards are a little NSFW, so view this at home and away from young eyes).

Essentially, the guy had a very similar machine that I used to have... and he wanted to install a wireless card in it after purchase. He was upset that the screws on the machine weren't "standard" (they're TORX, which are, as you'll see from reading the comments, standard) and that he says he had trouble finding them at various stores (which people in the comments refute). He was upset that Apple wouldn't give him a screwdriver in the AppleStore to fix his own machine (for the same reasons that your auto mechanic won't let you use their tools to fix your car).

He ultimately lost his cool at the AppleStore and wrote the comic as a way to vent.

Now, per my other missives above, I do understand venting. I also understand being frustrated by a situation that I believe is somehow unfair.

But I do NOT take it out on others (Tina may disagree, since she hears me at home). So let me clarify... I don't take it out on the customer service person who really doesn't have much control over the situation.

[Update - about 3 seconds after hitting Publish]: OK... so I realize that by posting this little story, I'm probably perpetuating something that should just die. And, as Tina reminds me (man, I really love this girl) arguing with everyone I ever disagreed with isn't productive. Which, in turn, reminded me of one of my favorite comic artists of all time. So I'm converting this post from a semi-rant to a positive suggestion for you all to read XKCD.com on a regular basis. Here's one of Randall's drawings, completely on point.

Stolen Credit Card

I hate opening the credit card bill. Yeah, I know what's in there - we're pretty good about keeping track of that stuff. But I don't like the REMINDER of what we've spent our money on each month. So I, in true guy fashion, let Tina open it. I rationalize that since she pays the bills, she can review it - besides, if I charged something I didn't tell her about, she'll come to me, never worry about that.

But I knew this month was going to be unusually bad - vacations and work trips, etc. So I hesitantly opened it when I got home tonight. I saw all the suspects. But then a few I wasn't expecting.

Hmmm. Ok, so the first thing I do is try to think if there was something I ordered online that I just wasn't remembering. But I happened to also glance another line down and fail to recognize FIVE OTHER charges.

Crap. Someone's using our card.

I'm on the phone with our credit card company in a matter of seconds. By "on the phone" I really mean "on hold"... where I sat for 20 minutes - long enough for Tina to arrive home and find me fuming on the couch.

When a customer "service" rep finally answered, it was like talking to someone who was on their first night on the phones. Now, I'm sorry, but you should know better than to put that new of a person (or that untrained of a person) on the fraud line. Not to mention the 20 minutes where I was sitting there wondering if this was the quickest response they could possibly muster for calls coming in to tell them about stolen credit cards.

So my short fuse bottomed out and I asked for a supervisor. Another 10 minutes on hold and I got a pleasant woman - who now wanted to REVERIFY my personal information. [I've written before about the problem I have with call processing systems and the fact that they should EASILY pass along my "personal information" to the rep... and even if they have to verify it once, they shouldn't have to do it again.]

But I gave them the info and then explained that I had six charges that weren't ours. I said I knew approximately where and when the card numbers were swiped based on the locations of the charges. So we systematically went through them all. Then we canceled the current card and had a new set express shipped.

Next up? Calling the police in the location where the cards were used. Long story short, I have a feeling that the thief is getting a visit from the local PD tonight. Serves them right - for being so stupid as to use the credit cards to pay their bills - charges that have their name associated with each charge. Phone, electricity, cable, insurance, and the obligatory Rent-A-Center charge. What a dumbass.

But hey, at least the credit card company has already credited our account. And yes, for those of you paying attention, Apple now knows to bill another account so that I still get my MBP on time. ;)

However, all of this is a real pain. I still have at least 2 other recurring charges I have to manage to track down and change. I still have to follow up with the po-po in the next few days... and I have to research the civil laws of the state where the fraud actually happened to see if I have any recourse other than to assist their prosecutor in a criminal case.

What a waste of a Friday night.

Implementing the Book

Tired of Bad Service

In the last 48 hours, I've had two more instances of really bad customer service. I don't know what's going on, but service people must be trained to treat their customers like idiots, or push back just to make the bulk of them go away. I'm not going to tolerate either.

[A quick note: I was a Network Admin in a former life and I'm still very comfortable with technology and poking around to try to make things work.]

First was Vonage. I've had the VoIP service now for almost two years. Generally speaking, I've enjoyed it and it's worked pretty flawlessly. But lately, I've had problems with dropped calls and "missing" dialtone. I've rebooted the Vonage "phone adapter", reconfigured my network, even tried new phones. I'm also not using any interior home phone wiring (which can mess things up if not done correctly). Everything on the network is fairly new, too. At this point, I decided it was time to contact Vonage for assistance.

Their customer service site doesn't include a phone number. You have to fill out a website form and click submit to wait for someone to respond. It's pretty thorough, asking all sorts of questions about configurations, setup, model number, etc. So I was hopeful of a good response.

This wasn't was I was hoping for:

Subject: [vonage.com #9236055] Other
From: service@vonage.com

Dear Jeffrey I. Gordon,

Thank you for contacting Customer Care.

We understand from your email that you are experiencing issue with call drop.

We apologize for any inconvenience may have been caused.

We recommend you to perform the steps given below to resolve your issue:

1. Simplify the configuration (Remove any routers, hubs, switches, or home wiring).

2. Please ensure that your devices are well ventilated and clear of any other devices that could cause interference.

3. If you use a Surge Protector, swap it out. If you aren't using one, we suggest you to purchase one.

4. Make sure that you are using a DOCSIS 1.1 or later modem.

5. We request you to reboot all your devices by following the steps in the web link given below:
http://www.vonage.com/help.php?article=3D425=20

6. Check whether all wires and connections are solid and free of damages.

We hope these troubleshooting steps would assist you in resolving the issue. If you still experience the same issue then please revert to us with the following information so that we will try our extreme effort to resolve the issue soon.

We need you to run following tests on your side and send results to us via attachments.

1) THE BANDWIDTH TEST: Please run these test when the computer is connected directly to the modem and also when it is connected to the Vonage router. Please give both the results.

The bandwidth tests help us to ensure you are getting enough Upstream and Downstream bandwidth to use the Vonage service. Please click on UPLOAD SPEED TEST, then click on SMART TEST.

http://testmy.net

2) TRACE ROUTE (TRACERT): Trace Route is a utility that records the route through the Internet between your computer and a specified destination computer. It also calculates and displays the amount of time each hop took. Trace route is a handy tool both for understanding where problems are in the Internet network and for getting a detailed sense of the Internet itself. To run a trace route,

Click on START --> RUN
Type in CMD (For older windows versions, type in COMMAND)
Type the command tracert yahoo.com

3) Please let us know whether the phones are connected directly to the router or to the home wiring.

4) Please give us the vendor name and model number of all the devices that is connected in your network.

5) Please let us know how have you connected all the devices.

If you have any questions now or in the future Vonage Customer Care is eager to assist you 24 hours a day, 7 days a week. Please visit our help center at http://www.vonage.com/help.php or send us an email from our Contact Us page at http://www.vonage.com/help_contactUs.php. You can also call us Toll Free at: 1-VONAGE-HELP 1-866-243-4357.

Sincerely,

Vonage Customer Care

> [jeff@.net - Wed Jan 03 15:54:49 2007]:
>
> Phone Adapter:
> Linksys RT31P2
>
> ISP:
> Time Warner
>
> Router Make and Model:
> Motorola S85101
>
> Telephone Make and Model:
> Motorola MD7081
>
> Description of Network:
> Wall -> Router -> Phone Adapter -> Computers & Phone
>
> Description of Problem:
> I'm having random issues with the phone adaptor dropping calls.

So, you can first see that while they appeared to have read the subject line of my message, they never read any of the information that they actually already requested I send them.

I responded with a rather curt e-mail to each of their questions, mostly pointing them to where I'd already answered their questions and then repeating my request for more substantial assistance. Their subsequent response was to change the port on the adapter. Still doesn't work. I guess I'm going to use that phone number they provided. Hopefully it'll yield better results, but I'm not full of a lot of hope.

Generally speaking, I have found that technical support assumes that the customer is a complete moron. I mentioned earlier that I was formerly a Network Admin not to sound cool, but to indicate that I know what I'm talking about when it comes to technology. So going down a flowchart of "possible" problems doesn't amuse me when I've already tried them all and I'm looking for some serious help.

My experience in the last day with eBay is a prime example. I've been an eBay user, according to my profile page, since March 3, 1999 and I have a feedback rating of 195. So I'm not exactly a newbie with respects to the ins and outs of eBay. I noticed the other day, however, that I wasn't seeing all of my auctions won on the "My eBay" page. Regardless of the setting (whether I looked for those completed last week, last month, etc, I would always be missing at least two of the auctions. So, being the geek that I am, I tried different configurations (as stated before), different browsers (Safari and Firefox), even different computers and underlying operating systems (Macs and PCs). Heck, I even tried once from the Apple Store to see if somehow some old setting was blocking things. Alas, I finally sucumbed to sending a request for help to eBay.

Again, like Vonage, there's not an immediate way to call... you have to use their form.

Subject: My eBay isn't working correctly
Date: Sat, 06 Jan 2007 19:23:55 PST

My Account, Registration, and Password > My eBay for bidding, billing, or selling > My eBay isn't working correctly

Message: Hi! In the last few days, I've noticed that My eBay seems to not be working correctly. It's not listing all of the items I've won (for example, items 190066036927 and 300066082398 are missing from the list, as well as several others).

Additionally, I received an e-mail notice today about a relisted item that I had neither bid on nor watched. I get the feeling that somehow "My eBay" isn't quite tracking things properly.

Please help. (Oh, FYI, I'm on a Mac, using both Safari and Firefox and I've had this problem with both... and it shows up while using a PC and Internet Explorer, too).

Thank you!

~Jeff

I have to admit, eBay was quick to respond:

Date: Sat, 06 Jan 2007 20:48:34 -0800
Subject: Re: GS=C00315 My eBay isn't working correctly [#US ?01 ] (KMM66898596V45289L0KM)
From: eBay Customer Support

Dear Jeffrey,

Thank you for writing eBay in regard to the items you won not appearing
in your My eBay.

In this case, please make sure that you are viewing the correct time
period for items sold in the "Won" section. I see that the viewing time
period for items is currently set to "Last week (Dec 24)". This means
that the "Won" section will only display your transactions for the last
week. This can be easily corrected.

1. Click the "My eBay" tab located at the top of most eBay pages. You
may be asked to sign in.
2. Click the "Won" link on the left side of the page.
3. In the "Period" drop-down list to the right, click the down arrow and
select the period of time that covers the items that you're looking for.

***Note***
Make sure you're viewing the correct time period for the item in
question. For example, if you sold an item 35 days ago, it won't appear
if you are only viewing items that you sold in the last 31 days.
Currently, the longest period of time you can search is 60 days.

It is my pleasure to assist you. Thank you for choosing eBay.

Sincerely,
Vincent K.

eBay Customer Support

But again, the response was essentially "you're an idiot... change the settings and all will be hunky-dory".

I'm tired of this kind of crappy, Tier 0 response. I wish there was a way to indicate to the customer support agent that you've got some level of technical training. A password or secret handshake that would let them know that you've got things setup correctly, tried all of the standard technical support procedures, and that you're only calling because you've really hit a dead end. This password would bump you automatically to a second or third tier of support... heck, even Disney does this in a way that's not offensive to everyone else [their call processing system simply asks whether you've visited recently, and if so, more than x number of times in the last specific time period - based on that, they route you to an agent ready to treat you with a commensurate level of care. People who are newbies get a LOT of suggestions and help in terms of planning and explanation. People who are experienced get great service, but it's not tempered at all, and they make suggestions with the understanding that you've probably already "been there and done that".]

Anyone wanna' let me know the password?

While I love Apple...

... I'm really kinda' sad about a recent experience I had with getting a repair on my PowerBook.

I own a Titanium G4 PowerBook - initially released in 2000/2001 and I purchased it brand new, directly from Apple.

I've used it every day since then and have had virtually no problems with it. In fact, I like to boast that I've very rarely even had to reboot the machine (which is a credit to the stability of the operating system) except when new software so demanded. I even frequently don't even close the lid, preferring to just leave it open overnight so that e-mail is waiting for me when I get up in the morning.

But just the other day, I needed to close the lid. And as I did, using an even amount of pressure (not forcing anything or feeling any feedback that anything wasn't 100% "right"), the right-side hinge simply snapped. It looked like this:



Holy crap! I almost started crying. Tina just looked at me and started to comfort me. But then I got pissed. Why did the hinge snap? How did this happen? Why didn't I feel any feedback or resistance? The portion of the hinge that was still attached to the base was frozen in place. It's like the hinge seized up mid-close, and I simply pulled it beyond it's means.

OK. I took a deep breath. The machine still worked... the screen still worked... it was just a broken hinge. Apple, I was SURE, would cover this even though the machine was out of warranty. You could tell, just by looking at the machine, that it was in pristine condition - well maintained by someone who took VERY good care of their equipment. I knew, based on past history with AppleCare that I would need to send the laptop into their facility for support. I figured, however, that I could start at our local Apple Retail Store to see if they could at least handle many of the details.

I scheduled time at the store using the online scheduler - really slick, actually. And after only waiting for a few minutes after I got there, a Mac Genius was ready to listen to my problem. It didn't take much listening, however, for him to understand the problem. But after a conference or two outside of my earshot, he "regrets to inform me that there was nothing that Apple could do as this was out of warranty."

WHAT? I've got a GREAT machine... in almost PERFECT condition. It wasn't dropped, hit, mistreated or otherwise abused to cause the hinge to snap. For what other reason than a manufacturing or design defect could this have happened? The Mac Genius wasn't sure about that, only that he couldn't actually help me.

What he offered to do was to type my problem into their system so that when/if I called AppleCare's 800#, they would have a case number and would be able to read about the problem from someone who actually saw the machine firsthand. He was actually kind enough to include a comment that the machine WAS in perfect condition. But again, there was nothing they could do because there was no longer a valid warranty.

OK. I figured I could call the 800# and get to someone who had the power to make an exception. I called. No luck. I called again and asked for someone a bit higher. Still no luck. In fact, they told me that they had NO RECORD of these types of problems with this model PowerBook but that the repair would run me about $700!

At this point, I went online. It didn't take me long to find www.powerbookresq.com. And in about 30 seconds, my eyes settled on the link that led me here. (Yes, that's where I got the picture used above.)

I couldn't believe it! Not only was this a KNOWN problem, Apple would also have to know about it because they, at some point, MAKE THE FRIGGIN' HINGE used by powerbookresq to fix other Powerbooks! Not to mention the fact that PBresQ fixes this problem for $269, including shipping. WAY less than what Apple would charge to fix a problem that should NEVER have happened!

Now, I need to fully disclose that I absolutely love the company and love the products. This experience, while frustrating and possibly not very cool, won't change any of that. And I'm guessing that Apple knows this, too, if by no other means than my purchase history. But I would have hoped that this would increase the probability of a little rule bending to fix a problem with a product that they made and wasn't caused by me.

About two weeks ago, I found this little blog, After Apple. As you can see from this article, Adam clearly details Apple's intimate knowledge of the problem I had: "The PowerBook Titanium was the king of the road, until you opened it the 333rd time and the hinge decided it was time to move on in life."

So now I am doubly sad... first that my PB sputtered and second that its creator knew it would and didn't care.

Sigh.

But I forked over the money to PBResQ. They fixed my baby up and I was back using it in no time. According to them, the glue used by Apple during the manufacturing process isn't that great. So they use an epoxy that should outlast the rest of machine. So far, so good. Thanks, PowerbookResQ!

Promises, Promises isn't just the name of a Naked Eyes tune

Man I really hate when someone tells me that they're going to do something and then fails to live up to their promise. I hate it even more when it's something that's created excitement and a bit of longing.

Ok, so I was at the mall on Saturday. I talked with this manager of a cellphone store who told me that he could get me a new cell phone that I wanted... but that he had to work his connections with the distributor to get it. I was supposed to call him on Monday to make it happen.

I called on Monday... and he told me that the phone would be there on Wednesday. I am now excited and I work on convincing Tina that I really need the phone (not that there was much convincing to do as my current phone has been on a Peruvian Death March for several months now). But all in all, I'm excited that I'm going to get this new phone.

So I call on Wednesday. Phone's not there (I had asked for 2 of them so that Tina could get one, too, so when the distributor told the manager that he only had one, the manager didn't get the one). But the manager tells me that he'll get in touch with the distributor and call me back in an hour.

Three hours later, no calls. I call the store. Manager's gone home for the day. Store personnel have no clue what I'm talking about, but they give me the manager's cell number. I call it. He's not there and I leave a message.

But by this point, it's now 3.5 hours after I was supposed to get a call back, I'm probably not going to get the phone today... and since I'm going out of town for the weekend, I won't see it until Monday.

Bummer.

But I really hate it when people lie to me.

I was raised on McDonald's, Burger King and Domino's Pizza. I LOVE fast food... not just the fact that I think it tastes good to me (given my finiky food behavior), but that it's just easy to get and I don't have to prepare it.

But the truth is that I should eat healthier meals. And Tina's been encouraging me to cut back on the calories - since my lazy butt has been on a couch for a lot of the last few months. :)

So I went to the grocery store to find something that would be fairly quick and easy to prepare to encourage better eating habits. I found the Healthy Choice bowls in the freezer section - more specifically, a Chicken & Rice bowl which was just perfect. I bought them by the boatload. I LOVED these meals.

Well, one day, I could no longer find them in the closest grocery store. I had to go online to find where else they were stocked. Visiting about 10 other stores in the Raleigh area, I cleaned out every one I could find. But the very next time I went back, there weren't any in stock anywhere.

OK. Don't panic. Go to the customer service desk and ask them if they have any in the back. No, none in the back. Alright, can you special order them? Sure. No problem. How long til they arrive? No clue. Fine, I'll just check back later.

For three consecutive weeks, I would call to check to see if they were in. Nope. Never. Sorry. So at this point, I was getting REALLY worried, as I only had 1 or 2 left! I was going to have to eat out more often if I lost my bowls.

I decided to call the manufacturer. I wanted to know where they recommended that I get them. Wanna' guess what happened? Oh yeah.... they were DISCONTINUED!!! I couldn't believe it. Apparently, the Chicken & Rice bowl wasn't very popular. I was crushed. Because now I was FORCED to eat out again!

But as usual, Tina came to the rescue. She told me to go and pick something else out at the store. After several failed attempts, I think I might have found another meal I like. Woo hoo! Can you guys tell McDonald's that I won't be around much?

I had an interesting day yesterday.

I love my car. What I love most is that my car has a bunch of cool gadgetry that makes my driving experience better than farfegnugen. But every once and awhile, some of that cool gadgetry goes Inspector Gadget on me.

The other day was my remote door locks. I have a nifty little feature called Passive Keyless Entry, PKE for short. PKE "senses" the presence of the keyfob and unlocks the door(s) when you approach and then locks the doors when you turn off the car, close the door and walk away.

The fob also has buttons for unlocking/locking the doors and popping the rear hatch. I realized things weren't working the day I turned off the car, pulled the keys out of the ignition and the doors locked me in and then the hatch popped open. Taking the car to the dealer, I found that I had a VERY expensive problem or an even MORE expensive alternative. So luckily for me, I just had the VERY expensive issue.

After a week or so, the car was ready to go. The keyfobs were reprogrammed to the car and the mechanic demonstrated that everything worked as it should... and that my rear hatch shouldn't pop as I'm driving down the highway. Of course, two days later, Tina needed to get in the passenger side of the car and we realized that the passenger door didn't unlock with the driver's door - which it used to do up to this point.

Tina feels like I'm not attentive as a result... and I'm pissed because I felt that the repair folks didn't do their job and I was taking the heat. I grabbed the car's manual, checked the appropriate pages, and saw how there were three PKE settings: Off, Driver's Door Only, Both Doors. I followed the instructions to change the settings to Both Doors. But it didn't work. Nor did it work the next dozen times I tried. Now you've got the background to understand what happened next.

As luck would have it, a lot of my interviewing trips were coming up, so I didn't have time to take it back to the dealer until yesterday. When I talked with the mechanic again, his response was "the car doesn't do that..." and "it's not something I can set up for you...". I pulled out the manual again, showed him where it said it was an easy setting to change.

After a half-hour of talking with other folks there who were supposedly "experts" on this particular vehicle, it was time to call Second Level Support from the Auto Manufacturer because no one there supposedly knew that the PKE system could unlock both doors. After ANOTHER half-hour, we found that there were a few possibilities... most likely it was a short between the ignition and the remote system receiver that was replaced during those expensive repairs. Of course, the only way to prove it was to rip open the dash board and test the wire. So I decided to live with the idea that the system only unlocks the one door for the moment.

But my favorite quote of the day came as I was getting back into the car to go home. The mechanic was smiling, joking about the extent to which they'd have to go to test that one piece of wire. And then, still smiling, he says "you're the only one who wants that setting... everyone else wants us to turn it off so that only one door unlocks...".

And I drove off... but wait a minute, didn't we start this adventure by him telling me that such a setting doesn't exist?